<?xml version="1.0" encoding="UTF-8"?><rss version="0.92">
<channel>
	<title>Debt Loans</title>
	<link>http://www.debtloans.com.au</link>
	<description>Your Resource for Debt Consolidation, Credit, Money &#38; Finance Info!</description>
	<lastBuildDate>Fri, 05 Mar 2010 07:25:36 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	<!-- generator="WordPress/3.1.3" -->

	<item>
		<title>Getting a Personal Loan to Pay Off Your Bad Debts</title>
		<description><![CDATA[Millions are suffering from bad debt, most of which come from credit cards and other loans. You may hear about different ways of getting rid of your debt, including debt counseling and, the fatal, bankruptcy route; but have you considered getting a personal loan to pay off your bad debts? This is a simple process – even more simple if you have a good standing bank account. If this is so, you simply go to your bank and apply for a personal loan. They will, of course, look over your ...]]></description>
		<link>http://www.debtloans.com.au/money/getting-a-personal-loan-to-pay-off-your-bad-debts/</link>
			</item>
	<item>
		<title>Retirement Savings Accounts vs. Superannuation Funds</title>
		<description><![CDATA[As of July 2005, Australian workers can now choose between a retirement savings account (RSA) and a superannuation fund (or super, for short). But what exactly is the difference between an RSA and a super fund?
Organization
Simply put, a super fund is managed by a trustee and must comply with certain government rules to ensure that your super is managed properly. Super funds are more like a mutual fund, in that they are their own entity. Types of super funds include: corporate funds available to employees of a certain company; industry ...]]></description>
		<link>http://www.debtloans.com.au/money/retirement-savings-accounts-vs-superannuation-funds/</link>
			</item>
	<item>
		<title>What is Debt Consolidation, Anyway?</title>
		<description><![CDATA[While debt consolidation may seem difficult to understand at first glance, it is really quite a simple topic—the name says it all. Concisely put, debt consolidation is consolidating your debts. This means that you take all of your various debts and consolidate them into one large debt with one payment.
Why Do People Use Debt Consolidation?
Debt consolidation is typically sold as a service that “makes it easier to manage your debt”. Instead of making six different payments on six different debts to six different lenders, you instead can roll all of ...]]></description>
		<link>http://www.debtloans.com.au/money/what-is-debt-consolidation-anyway/</link>
			</item>
	<item>
		<title>How to Choose the Right Mortgage Broker</title>
		<description><![CDATA[For most people, a house – or, more accurately, a mortgage – is the largest purchase they will ever make. That’s right. “Home buyers” aren’t actually purchasing that cute little plot of land, the house, or even the white picket fence. The bank is purchasing all that, and the buyer is purchasing the mortgage from a lending institution.
With that in mind, you can see why finding the right mortgage is so important. It’s just as important as finding the house of your dreams. You don’t have to live in your ...]]></description>
		<link>http://www.debtloans.com.au/money/how-to-choose-the-right-mortgage-broker/</link>
			</item>
	<item>
		<title>Borrowing From Friends and Family &#8211; The Pros and Cons</title>
		<description><![CDATA[Polonius in William Shakespeare’s Hamlet said that mixing loans and relations was damaging because “for loan oft loses both itself and friend.”  But how dangerous is it to loan/borrow from friends and family?
Let’s look at some advantages and disadvantages of borrowing from family and friends:
Pros:

Low interest rates, if any
Instant access to money
Banks are tight, only means to obtain funds

Cons:

Relationship is jeopardized if loan is      not paid
Financial situation is no longer private
No protection due to not being formal

Financial transactions between people with personal ties tend to ...]]></description>
		<link>http://www.debtloans.com.au/debt-loans/borrowing-from-friends-and-family-the-pros-and-cons/</link>
			</item>
	<item>
		<title>Public Vs. Private Healthcare in Australia</title>
		<description><![CDATA[Australians pride themselves on being friendly and welcoming. That philosophy extends to our health care system as well. A public, government-funded health care system, called Medicare, provides basic care for every citizen.
Medicare typically pays for:

 100 % of in-hospital costs at public hospitals
75 – 85% of General Practitioner and specialist services

Additionally, the public system covers:

most immunizations
100% of prescription medicine costs
30 to 40% of the premiums for private health insurance cover

Treatment under the public health care system does not extend to Australian citizens traveling outside the country, so travel insurance is ...]]></description>
		<link>http://www.debtloans.com.au/insurance/public-vs-private-healthcare-in-australia/</link>
			</item>
	<item>
		<title>Help Yourself: Debt Management Strategies</title>
		<description><![CDATA[Well, you’ve overspent, and now you find yourself dealing with the consequences of the debt you have accrued. But hey, you’ve matured and you’re ready to move on and scale that mountain of debt before you are buried under it – which is a very real possibility, depending on your age.
Since rampant debt and the subsequent repayment can ruin lives, we thought we would take a look at some debt management strategies to help you get a handle on your debt.
Make Minimum Payments
This is the debt management strategy that the ...]]></description>
		<link>http://www.debtloans.com.au/debt-loans/help-yourself-debt-management-strategies/</link>
			</item>
	<item>
		<title>Self Managed Super Funds: The Basics</title>
		<description><![CDATA[So, you&#8217;re thinking about saving some money for when you&#8217;ve retired, and you&#8217;ve heard of Self Managed Super Funds, and in fact your mate reckons that they&#8217;re the best thing since sliced bread and that you should most definitely get one. So, how do you go about starting one?
First off, you should consider whether or not an SMSF is suitable for you. For example, if you have under $200,000 to put into it, you might well find that by the time you&#8217;ve paid establishment costs and accounted for the $10,000-$15,000 ...]]></description>
		<link>http://www.debtloans.com.au/money/self-managed-super-funds-the-basics/</link>
			</item>
	<item>
		<title>Would a Debt Consolidation Loan Just Be Delaying the Inevitable?</title>
		<description><![CDATA[Today we thought we would take a look at something many people in financial problems consider – a debt consolidation loan. The premise sounds nice, even sexy. You go to a bank, get a loan to pay off all of your debt, and the interest rate on the loan is lower than your average interest rate on all of your debt which saves you money.
Debt Consolidation Benefits

One monthly payment instead of many reduces the complexity of your financial life      as you only have to track ...]]></description>
		<link>http://www.debtloans.com.au/money/would-a-debt-consolidation-loan-just-be-delaying-the-inevitable/</link>
			</item>
	<item>
		<title>How to Make Your Credit Card Debt History</title>
		<description><![CDATA[The credit card debt mountain is growing at an unprecedented rate, all over the world. Therefore, it is understandable that more and more people are having problems repaying their debt and are looking for some form of credit card debt advice. Then you are hit with another problem – there is too much credit card debt advice out there!
Which piece of advice is right for you? You may want to reduce your credit card debt payments but you don’t want to be paying it off for 30 years. You may ...]]></description>
		<link>http://www.debtloans.com.au/money/how-to-make-your-credit-card-debt-history/</link>
			</item>
</channel>
</rss>

