In these uncertain financial times, it is more important than ever to have a sound financial plan.  Planning for future goals and retirement is a critical activity for everyone, no matter their age or financial status.   While it is possible to manage personal finances independently, it may be prudent to consult with a financial professional when considering larger investments, specific retirement plans and estate planning.
Check Credentials
Before beginning any professional relationship with a financial advisor, take time to make sure they are properly licensed and credentialed to handle your monetary affairs.  …